1. Acceptance of Terms

By accessing and using Budget Manager ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these Terms of Service, please do not use the Service.

2. Description of Service

Budget Manager provides personal finance management tools including expense tracking, budget management, receipt scanning, and financial analytics. The Service may be modified, updated, interrupted, suspended or discontinued at any time without notice or liability.

3. User Accounts

When you create an account with us, you must provide accurate, complete, and current information. Failure to do so constitutes a breach of the Terms.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password. You agree not to disclose your password to any third party.

4. User Data and Privacy

Your use of the Service is also governed by our Privacy Policy. We take your privacy seriously and are committed to protecting your personal financial data. Please review our Privacy Policy to understand how we collect, use, and protect your information.

5. Acceptable Use

You agree not to:

Use the Service for any illegal purpose or in violation of any local, state, national, or international law
Violate or encourage others to violate the rights of third parties
Post or transmit any material that is abusive, threatening, obscene, defamatory, or libelous
Attempt to interfere with, compromise the system integrity or security, or decipher any transmissions to or from the servers running the Service
Upload or transmit viruses or any other type of malicious code

6. Intellectual Property

The Service and its original content, features, and functionality are owned by Budget Manager and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

7. Limitation of Liability

In no event shall Budget Manager, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

8. Disclaimer

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. Budget Manager makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

9. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

10. Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

11. Contact Us

If you have any questions about these Terms, please contact us through our support channels.